Job Information
State Bank of Southern Utah Loan Assistant in Cedar City, Utah
Description
At State Bank of Southern Utah, our core values define who we aspire to be each and every day. These values hold us accountable to each other and help us be the best version of ourselves. We look for candidates with whom our values resonate:
Make a Difference: We are actively engaged. We genuinely care. We are knowledgeable and find solutions.
Relationships Matter: We are committed to each other and our customers. We seek to understand, connect, and collaborate.
Live with Integrity: We are trusted to do the right thing. We take responsibility for our individual roles and actions.
Love What We Do: We are passionate and show up with enthusiasm. We are driven and continually look to improve.
Share Positivity: We lift each other. We interact with a positive and optimistic attitude.
Apply at State Bank of Southern Utah and be part of a team that lives by these values every day!
Assist and support loan officers and loan processors in the lending documentation process. Manage, update and correct data related to loan applications. Work with loan processors to review borrower files and perform various support and administrative tasks. Respond to borrower inquiries and assist in verifying borrower information. Process credit references, verify loan and deposit balances, maintain tickler files and adhere to all banking regulations. This position will also answer phones, maintain files, and process payments/advances. This is NOT a remote work opportunity. Two positions are available and are located in our Cedar Main branch.
Essential Duties And Responsibilities
Complete due diligence and paperwork on loan applications, contracts and renewals.
Return phone calls and answer questions, including about the status of loans. Greet customers.
Facilitate contract signings and closings, complying with all applicable laws.
Assist loan officers and collections with creating, collecting, and processing paperwork.
Run, review and track documents including credit, Flood, hazard insurance, OFAC, vehicle titles, UCC filings, financial statements, and other reports as needed
Order Appraisals and environmental reports
Maintain credit and collateral files, scan and file documents
Process environmental reviews and title fees
Prepare loans to be sent to the Loan Processing for boarding
Process requests for loan advances, prepares GL tickets on loan payments, advances, and loans fees.
Prepare correspondence as requested to customers or outside agencies
May be asked to maintain active status for Notary Public
Prepare fund request documents for wiring funds to closing
Do maintenance on loans in Horizon
Remain current on government regulations related to lending and internal policies, follow all bank regulations, procedures and processes.
Performs all other duties as assigned
Minimum Qualifications
High School Diploma
Must pass a credit & background check
Must be at least 18 years of age
Preferred Qualifications
1+ years’ experience in a lending environment
Experience with escrow, title processes, and loan documentation
Familiarity with bank lending policies and regulations
Some basic knowledge of credit analysis and financial statements
Associates degree or equivalent experience
Skills
Ability to use software and systems to complete day to day tasks
Professional in appearance, verbal and written communication
Good decision making and judgement
Ability to handle and protect confidential information
Ability wo work independently and collaborate effectively as a team member
Ability to comprehend and interpret bank policies and procedures
Well-developed and proven organizational skills with ability to utilize time efficiently
Excellent customer service and problem resolution skills
Full-time employees will be eligible to receive the following benefits:
Medical Insurance & HSA
Dental & Vision Insurance
Basic Life, AD&D and Long-term disability insurance
Supplemental life and AD&D options available
401K with employer match
Annual Incentive Program
Paid Time Off (PTO) accrual every pay period
Up to 12 paid holidays per year
Childcare reimbursement program
Equal Opportunity Employer/Protected Veterans/Individuals with Disabilities
The contractor will not discharge or in any other manner discriminate against employees or applicants because they have inquired about, discussed, or disclosed their own pay or the pay of another employee or applicant. However, employees who have access to the compensation information of other employees or applicants as a part of their essential job functions cannot disclose the pay of other employees or applicants to individuals who do not otherwise have access to compensation information, unless the disclosure is (a) in response to a formal complaint or charge, (b) in furtherance of an investigation, proceeding, hearing, or action, including an investigation conducted by the employer, or (c) consistent with the contractor’s legal duty to furnish information. 41 CFR 60-1.35(c)