Job Information
Wisconsin State Job Bank Senior Credit Analyst in GREEN BAY, Wisconsin
JOB REQUIREMENTS: At Nicolet National Bank, our culture is based on the principles of community banking, putting the needs of our customers at the forefront of our decision-making. Our Core Values drive everything we do, and we are committed to serving our customers with excellence. We believe that every job in our organization is critical to our success, and we are dedicated to creating a work environment where our employes feel valued, respected, and supported. With locations in Wisconsin, Michigan, Minnesota, and Florida we are proud to service our local communities and make a positive impact on the lives of our customers. At Nicolet National Bank, we believe that our people are our most valuable asset, and we are committed to investing in their growth and development. The Senior Credit Analyst is responsible to ensure that the policies and procedures of the company comply with appropriate laws and regulations. Also responsible for analyzing credit information pertaining to loan requests; Prepares or assists in the preparation of credit request presentations to the loan committees. Provides assistance to the commercial lending function as directed. As a Senior Credit Analyst, you will: Spread and make interpretive analysis of financial statements, to include historical analysis and financial forecasting using the Baker Hill Stan software; Analyze sources of cash flow used for repayment and identify and evaluate cash flow and ratio trends; Identify and evaluate business and industry risks, management, and collateral support. Prepare credit write-ups for presentation at credit committee meetings. Work closely with lending officers to ensure thorough underwriting and evaluation of business credit requests and ensure compliance with the bank\'s credit policy and lending regulations. Assist with the Loan Review function to ensure appropriate credit grading, including but not limited to credit analysis and documentation review. Assist in preparation of monthly and quarterly reports for use by management and the Board of Directors, including but not limited to Loan Quality Trends and Asset Quality reports, industry concentrations, problem loans and other portfolio monitoring reports. Monitor accounts receivable and inventory loans for adequate collateral coverage; monitor borrower compliance with loan covenants and financial reporting requirements; track and report results using the bank\'s exception tracking systems. Assist in monitoring loans for compliance with federal banking laws and regulations,... For full info follow application link. An Equal Opportunity Employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, or protected veteran status and will not be discriminated against on the basis of disability. If you have any questions or need assistance in the application process, please contact HR at recruiting@nicoletbank.com ***** APPLICATION INSTRUCTIONS: Apply Online: ipc.us/t/12D9957EFB054893