Job Information
WEOKIE Federal Credit Union Mortgage Loan Processor - Bi-Lingual in Oklahoma City, Oklahoma
This job was posted by https://okjobmatch.com : For more information, please see: https://okjobmatch.com/jobs/3117576
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Title: Bi-Lingual Mortgage Loan Processor
Revised: 08/14/2022
Salary Grade: Non-Exempt Reports To: AVP of Mtg. Operations
Department: Mortgage # Supervised Staff: 0
Mobile Device Eligible: No Laptop Cell Phone
BASIC FUNCTION
The Bi-Lingual Mortgage Loan Processor plays a crucial role in processing a diverse range of first, second, and ITIN mortgage loan products, catering specifically to the unique financial needs and goals of WEOKIE members and non-members. Fluent in both English and Spanish, they provide expert guidance, ensuring exceptional service that turns clients into raving fans.
MAJOR ACTIVITIES
- Regular attendance in the work site.
- Responsible for collecting/reviewing/ and uploading all required documents for first, second, and ITIN mortgage loans and processing in a timely manner.
- Verify and examine all documents and information input into the Loan Origination System for accuracy and compliance.
- Communicate with all parties involved concerning required documents, loan milestones, loan conditions, etc.
- Responsible for ordering and reviewing all third party items such as appraisals, title commitments, flood determination, evidence of insurance, verification of employment, and verification of income.
- Required to effectively manage processing pipeline and give weekly updates to all parties involved in the transaction.
CRITICAL RESULTS
Ensures all QC and underwriting conditions have been resolved prior to loan closing.
Responsible for delivery of completed processing files to the closing team within 5 business days.
Assists with scheduling and coordination of closings with borrower, agents, and title providers as needed.
Participates in regular coaching and performance evaluations.
Reports any issues to leadership to ensure member impact is minimal and risk mitigation.
Learns and uses various in-house technical systems and programs to streamline the process and reporting requirements. Documents all efforts in assurance to members loan closings.
Maintains an active knowledge base of all loan products and an understanding of the qualifications required for each applicant. Maintains knowledge of and adherence to loan level compliance and regulatory requirements.
Maintain individual mortgage licensing (NMLS) and continuing education requirements to comply with federal and state guidelines relative to the position. Ensures proper policies, procedures, risk mitigation activities, and operating controls are followed. Reports gaps in policies, procedures, and operating controls to leadership to ensure member impact and risk is mitigated.
9. Superior levels of service and attention provided to credit union members and mortgage operations team.
10. Activities, reports, training, and projects completed in a timely and detailoriented manner.
11. Activities are conducted in an efficient and generally error free manner.
12. Applicable federal, state and corporate licensi\ \
PI242875091
\ \ WEOKIE Federal Credit Union is an Equal Opportunity Employer and does not discriminate against any applicants for employment based on their race, color, religion, sex (including pregnancy, sexual orientation, or gender identity), national origin, age, physical or mental disability, genetic information, veteran status, uniformed service member status, or any other status protected by law.