Job Information
American Express Manager-Compliance in Sandy, Utah
Description
You Lead the Way. We’ve Got Your Back.
With the right backing, people and businesses have the power to progress in incredible ways. When you join Team Amex, you become part of a global and diverse community of colleagues with an unwavering commitment to back our customers, communities and each other. Here, you’ll learn and grow as we help you create a career journey that’s unique and meaningful to you with benefits, programs, and flexibility that support you personally and professionally.
At American Express, you’ll be recognized for your contributions, leadership, and impact—every colleague has the opportunity to share in the company’s success. Together, we’ll win as a team, striving to uphold our company values and powerful backing promise to provide the world’s best customer experience every day. And we’ll do it with the utmost integrity, and in an environment where everyone is seen, heard and feels like they belong.
Join Team Amex and let's lead the way together.
How we serve our customers is constantly evolving and is a challenge we gladly accept. Whether you’re finding new ways to prevent identity fraud or enabling customers to start a new business, you can work with one of the most valuable data sets in the world to identify insights and actions that can have a meaningful impact on our customers and our business. And, with opportunities to learn from leaders who have defined the course of our industry, you can grow your career and define your own path. Find your place in risk and analytics on #TeamAmex.
How will you make an impact in this role?
American Express’ Global Financial Crimes Compliance (GFCC) team is responsible for leading the enterprise-wide Anti-Money Laundering (AML), Sanctions, and Anti-Corruption compliance functions. This team has global responsibility for identifying, investigating, and reporting suspicious activity, including money laundering and terrorist financing, and provides broad analytical and operational support for the company’s enterprise-wide AML function. GFCC is part of the broader Global Risk & Compliance organization.
The GFCC Risk Management Office is responsible for risk management, program health monitoring, governance, and enhancements, and facilitates alignment across GFCC and broader stakeholder teams in managing and overseeing the financial crimes compliance programs that it owns, which include the Customer Risk Rating (CRR), Money Laundering Risk Assessment, GFCC metrics and reporting, risk and control self-assessments, and business ownership of the platform capabilities that support the CRR and Enhanced Due Diligence (EDD) programs.
Role of Manager, Money Laundering Risk Assessment Team
As GFCC embarks on a journey to uplift its risk assessment program and enhance platform capabilities, as the enterprise undergoes an uplift to the Enterprise Risk and Operational Risk Management frameworks, and as the expectations of our regulators continue to grow, we need to ensure that our Financial Crimes program continues to be effective and efficient globally. Reporting to the Director of the GFCC Risk Management Office in Utah, the successful candidate will be responsible for the Money Laundering Risk Assessment (“MLRA”) program. This includes uplifting and maintaining the methodology, driving and overseeing the completion of enterprise and market / legal entity MLRAs, identifying financial crimes risks and trends, and driving prioritization of risk management through the Money Launder Risk Assessments.
How will you make an impact in this role?
Manage the GFCC MLRA team, providing thought leadership and GFCC subject matter expertise to stakeholders across the enterprise to identify and report on financial crimes risks and trends, enabling visibility into the health of the AML program through the activities related to the MLRA process.
Uplift the MLRA process based on historical MLRA results and learnings, industry best practices, and internal/external recommendations.
Lead a team of analysts to compile the enterprise risk assessment, market/legal entity risk assessments, and conduct analysis of data and inputs that inform the risk assessments.
Collaborate with Market Compliance and Line of Business Compliance teams to localize country and product related risk assessments to meet market regulatory requirements.
Analyze risk assessment results to identify key drivers of risk and perform deep dives to gather additional details for recommendations/conclusions.
Develop engagement model with GFCC program teams to gain comprehensive view of current state, issues and risks to incorporate inputs into risk assessment process.
Develop engagement model with broader stakeholders to socialize risk assessments and drive prioritization to manage risk.
Maintain supporting methodology and procedures.
Support regulatory examinations and internal/external audits as necessary.
Qualifications
3 years of experience in Financial Crimes, Risk Management, and/or Compliance.
Decisive self-starter with high degree of accountability, solution focused and able to successfully balance multiple priorities over both the short and long term in a deadline-intensive environment.
Analytical skills, attention to detail, ability to structure and process qualitative and quantitative data, and draw insightful conclusions.
Strong management, collaboration, organizational, and interpersonal skills, and proven ability to motivate and engage stakeholders to ensure effective delivery of initiatives.
Excellent communication skills, both written and verbal, with proven ability to translate findings into impactful communications and presentations to senior leadership, regulators, etc.
Experience with risk assessment development and reporting.
Working SQL knowledge and query authoring preferred.
Expert-level Excel skills (i.e., formulas, pivot tables creation/ manipulation).
Strong decision-making skills, personal conviction, dependable, and adaptable with a proven ability to work independently or within a team environment as required.
Bachelor’s degree required.
Qualifications
Salary Range: $90,000.00 to $165,000.00 annually bonus benefits
The above represents the expected salary range for this job requisition. Ultimately, in determining your pay, we’ll consider your location, experience, and other job-related factors.
We back our colleagues and their loved ones with benefits and programs that support their holistic well-being. That means we prioritize their physical, financial, and mental health through each stage of life. Benefits include:
Competitive base salaries
Bonus incentives
6% Company Match on retirement savings plan
Free financial coaching and financial well-being support
Comprehensive medical, dental, vision, life insurance, and disability benefits
Flexible working model with hybrid, onsite or virtual arrangements depending on role and business need
20 weeks paid parental leave for all parents, regardless of gender, offered for pregnancy, adoption or surrogacy
Free access to global on-site wellness centers staffed with nurses and doctors (depending on location)
Free and confidential counseling support through our Healthy Minds program
Career development and training opportunities
For a full list of Team Amex benefits, visit our Colleague Benefits Site .
American Express is an equal opportunity employer and makes employment decisions without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, veteran status, disability status, age, or any other status protected by law. American Express will consider for employment all qualified applicants, including those with arrest or conviction records, in accordance with the requirements of applicable state and local laws, including, but not limited to, the California Fair Chance Act, the Los Angeles County Fair Chance Ordinance for Employers, and the City of Los Angeles’ Fair Chance Initiative for Hiring Ordinance. For positions covered by federal and/or state banking regulations, American Express will comply with such regulations as it relates to the consideration of applicants with criminal convictions.
We back our colleagues with the support they need to thrive, professionally and personally. That's why we have Amex Flex, our enterprise working model that provides greater flexibility to colleagues while ensuring we preserve the important aspects of our unique in-person culture. Depending on role and business needs, colleagues will either work onsite, in a hybrid model (combination of in-office and virtual days) or fully virtually.
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Job: Compliance
Primary Location: US-Utah-Sandy
Other Locations: US-Arizona-Phoenix
Schedule Full-time
Req ID: 25004091