Job Information
DriveTime Senior Director, Risk Analytics in Tempe, Arizona
What’s Under the Hood
DriveTime Family of Brands includes in-house financing and servicing through Bridgecrest, which is one of the country’s leading financial servicing providers. Bridgecrest services roughly $17 billion in finance receivables for DriveTime and other third parties. We service auto loans across a wide credit spectrum with the intent of creating a strong path to vehicle ownership for our customers.
That’s Nice, But What’s the Job?
In short, as the Sr Director, Risk Pricing you will be responsible for leading the expansion of our customer segmentation strategy to generate incremental sales and profits. We are looking for a well-rounded, highly analytical leader to drive key initiatives from inception to execution by applying strategic, economic and analytical skills while partnering with Data Science, Product, IT, and Finance teams.
In long, the Sr Director, Risk Pricing is responsible for:
Independently driving advanced quantitative analytical techniques to assess credit risk exposure and identify opportunities to increase growth and profitability
Developing consumer segmentation and targeting strategies that will drive growth, profitability, and competitive success for DriveTime
Driving step-change improvements in conversion performance by connecting drivers of future consumer credit trends to historical behavior, creating credit risk models and testing hypotheses using rigorous monitoring and analysis.
Frequently presenting strategy recommendations to senior executives to secure organizational support for mission-critical initiatives.
Partnering closely with colleagues across DriveTime including Retail, Supply Chain, Marketing, Data Science, Informational Technology, Finance, and Legal/Compliance to implement effective cross-functional solutions.
Managing, developing, and leading a team of highly-talented analysts. Coaching and mentoring associates with a goal of developing, growing, and retaining DriveTime talent.
So What Kind of Folks Are We Looking for?
Excellent verbal and written communication skills. The ability to talk and write with confidence, charisma and competence for a wide variety of audiences including management.
Management material. We are looking for someone that can lead, manage and grow within our organization.
Rebel with a cause. You are always looking beyond the obvious for continuous improvement.
Passionate and goal-oriented. We are looking for someone that is enthusiastic about their work and is passionate about not only meeting their goals but exceeding them.
Entrepreneurial spirit. An attitude and approach to thinking that actively seeks out change. You’ll need a mindset that embraces critical questioning, innovation and continuous improvement.
Strategic thinker. We are looking for an individual that takes an insightful, future oriented, open-minded and proactive approach to thinking.
Operate autonomously. This isn’t a “hold your hand” kind of role. We give you autonomy to be creative in your space and do your thing. We need an individual that is self-motivated to get the work done and get the work done well.
The Specifics.
Bachelor or master’s degree in a quantitative field such as economics, finance, statistics, engineering, or related hard science discipline.
5+ years of analytics experience in financial services industry.
Exceptional problem-solving skills, collaborative teamwork, intellectual horsepower, curiosity, initiative, and attention to detail.
Extensive experience using analysis to drive strategy, with consumer credit risk management experience being a plus.
Extensive experience performing data analysis and summarizing findings in executive-level presentations.
Ability to simplify complexity and communicate statistical and analytical concepts and findings to executive, operational, and technical audiences with appropriate levels of detail and emphasis.
Experienced project manager able to lead multiple initiatives simultaneously.
Experienced mentor and leader
Strong understanding of data sources/warehouses, data mining and data analysis techniques preferably in SQL, R, Java, or Python programming languages.
So What About the Perks? Perks matter
Medical, dental, and vision, oh my! DriveTime Family of Brands covers a sizable amount of insurance premiums to ensure our employees receive top-tier healthcare coverage.
But Wait, There’s More. 401(K), Company paid life insurance policy, short and long-term disability coverage to name a few.
Growth Opportunities. You grow, I grow, we all grow! But seriously, DriveTime Family of Brands is committed to providing its employees with every opportunity to grow professionally with roughly over 1,000 employees promoted year over year.
Tuition Reimbursement. We’re as passionate about your professional development as you are. With that, we’ll put our money where our mouth is.
Wellness Program. Health is wealth! This program includes self-guided coaching and journeys, cash incentives and discounts on your medical premiums through engaging in fun activities!
Gratitude is Green. We offer competitive pay across the organization, because, well… money matters!
In-House Gym. We want our employees to be the best versions of themselves. So come early, take a break in your day or finish strong with a workout!
Give Us a Reason (or not), and We’ll Celebrate. Regardless of whether there is a holiday or not, we are finding ways to kick back and enjoy each other’s company outside of day-to-day work.
Smart-Casual Dress. Come dressed in jeans (you’ll fit right in with the rest of us).
Paid Time Off & Paid Holidays. Not just lip service: we work hard, to play hard.
Company Driver. It’s one of the coolest perks of being who we are! We’ve got your insurance, maintenance, and cost of vehicle covered; you just keep gas in the tank.
Anything Else? Absolutely.
DriveTime Family of Brands is Great Place to Work Certified! And get this: 90% of our rockstar employees say they feel right at home here. We could spend a lot of time having you read about ALL our awards, but we’ll save time (and practice some humility) just naming a few others; Comparably Awards: Best Company for Diversity, Best Company Culture and Best Company Leadership, oh and don’t forget Phoenix Business Journal Healthiest Employers (okay, we’ll stop there)!
Hiring is contingent upon successful completion of our background and drug screening process. DriveTime is a drug-free, tobacco-free workplace and an Equal Opportunity Employer.
And when it comes to hiring, we don't just look for the right person for the job, we seek out the right person for DriveTime. Buckle up for plenty of opportunities to grow in a professional, fun, and high-energy environment!