United Spinal Association Jobs

JOB DESCRIPTION Join the AgCredit Team: Mortgage Loan Originator - Tiffin, OH About AgCredit: At AgCredit, we believe in creating lasting opportunities for both our customers and employees. As a premier cooperative lender serving rural communities, we're committed to helping our members succeed by providing innovative financial solutions and a strong, supportive work culture. With over 7,000 member-owners across 18 counties in northwest and central Ohio, AgCredit is proud to return profits back to our members through our patronage program. If you're passionate about agriculture, enjoy building strong relationships, and are looking for a place where you can make a direct impact on the community, AgCredit could be the perfect place for you. Join our experienced lending team and help us continue to support our customers, employees, and local communities. Position: Mortgage Loan Originator - Tiffin, OH As a Mortgage Loan Originator, you will market and originate residential loans while developing business development strategies that target potential AgCredit customers. You'll work to build relationships that produce referrals from builders, realtors, and other sources for residential loans. What You'll Do: * Actively performs business development, networking, and public relations activities with influencers as well as existing and potential customers. * Ensures a positive AgCredit image by participating in association marketing activities and promotes association products and services. * Establishes a network of referrals for mortgages in the market area. * Develops and implements an organized and effective sales call plan to prospective customers and influencers. * Works with appropriate portfolio loan officers in identifying and pursuing cross-selling opportunities. Makes referrals as appropriate. * Follows market trends and developments to increase association's business in established and developing markets. Keeps informed of competition and their markets, primary products and services, major strengths and limitations, and their basic pricing arrangements. * Gathers all information necessary for documentation, analysis, disclosure and underwriting loan requests. * Analyzes complete credit and financial data on applicants to determine appropriate credit action to take under the loan program as established by association and investor guidelines. * Utilizes loan origination and desktop underwriting software in preparing the loan package for processing. * Provides appropriate consumer disclosures/protection information at the time of application. * Upon receipt of loan approval, for in-house loans, completes any necessary processing and closes loan in a timely manner. * Provides all necessary applicant information to the processor for secondary market loans, within 24 hours of receipt of application and supporting documentation. * Prices loans and locks rates according to association guidelines. What You'll Need: * Bachelor's Degree in Business, Finance or a related field preferred * Ability to travel within assigned territory to develop and maintain effective working relationships with internal and external customers * Strong organizational, interpersonal and sales skills. * Ability to work independently with limited supervision. Why AgCredit? * Competitive Compensation: Earn a salary that reflects your skills and experience. * Top-Tier Benefits: Enjoy comprehensive health coverage, 401k with company match, and paid time off with 11 holidays. * Career Growth: Take advantage of career development opportun Apply here: https://www.aplitrak.com/?adid=YmJnZW5lcmljLjEzMzI3LjEwNTA4QGFnZmlyc3Rjb21wLmFwbGl0cmFrLmNvbQ